Call report 2014Q4
RIDGEWOOD SAVINGS BANK — 2014Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,087,405,000 | USD | evidence → |
| Total loans | 2,588,967,000 | USD | evidence → |
| Allowance for loan losses | 14,511,000 | USD | evidence → |
| Securities available for sale | 1,649,459,000 | USD | evidence → |
| Securities held to maturity | 476,966,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,923,752,000 | USD | evidence → |
| Interest-bearing deposits | 3,638,093,000 | USD | evidence → |
| Noninterest-bearing deposits | 285,659,000 | USD | evidence → |
| Equity capital | 665,753,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 145,313,000 | USD | evidence → |
| Interest expense | 41,175,000 | USD | evidence → |
| Net interest income | 104,138,000 | USD | evidence → |
| Noninterest income | 8,446,000 | USD | evidence → |
| Noninterest expense | 99,288,000 | USD | evidence → |
| Provision for loan losses | 515,000 | USD | evidence → |
| Pretax income | 23,054,000 | USD | evidence → |
| Income tax | 8,546,000 | USD | evidence → |
| Net income | 14,495,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 626,206,000 | USD | evidence → |
| Total capital | 640,717,000 | USD | evidence → |
| Risk-weighted assets | 2,518,984,000 | USD | evidence → |