Call report 2013Q2
RIDGEWOOD SAVINGS BANK — 2013Q2
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,012,243,000 | USD | evidence → |
| Total loans | 2,410,477,000 | USD | evidence → |
| Allowance for loan losses | 13,593,000 | USD | evidence → |
| Securities available for sale | 1,793,824,000 | USD | evidence → |
| Securities held to maturity | 470,771,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,054,170,000 | USD | evidence → |
| Interest-bearing deposits | 3,774,793,000 | USD | evidence → |
| Noninterest-bearing deposits | 279,377,000 | USD | evidence → |
| Equity capital | 615,579,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 72,096,000 | USD | evidence → |
| Interest expense | 20,689,000 | USD | evidence → |
| Net interest income | 51,407,000 | USD | evidence → |
| Noninterest income | 3,474,000 | USD | evidence → |
| Noninterest expense | 51,151,000 | USD | evidence → |
| Provision for loan losses | -2,368,000 | USD | evidence → |
| Pretax income | 21,839,000 | USD | evidence → |
| Income tax | 7,267,000 | USD | evidence → |
| Net income | 14,572,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 603,903,000 | USD | evidence → |
| Total capital | 617,496,000 | USD | evidence → |
| Risk-weighted assets | 2,443,882,000 | USD | evidence → |
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