Call report 2012Q4
RIDGEWOOD SAVINGS BANK — 2012Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,917,818,000 | USD | evidence → |
| Total loans | 2,322,362,000 | USD | evidence → |
| Allowance for loan losses | 17,059,000 | USD | evidence → |
| Securities available for sale | 1,927,430,000 | USD | evidence → |
| Securities held to maturity | 292,518,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,010,766,000 | USD | evidence → |
| Interest-bearing deposits | 3,745,319,000 | USD | evidence → |
| Noninterest-bearing deposits | 265,447,000 | USD | evidence → |
| Equity capital | 621,074,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 160,513,000 | USD | evidence → |
| Interest expense | 48,825,000 | USD | evidence → |
| Net interest income | 111,688,000 | USD | evidence → |
| Noninterest income | 7,650,000 | USD | evidence → |
| Noninterest expense | 102,238,000 | USD | evidence → |
| Provision for loan losses | 7,372,000 | USD | evidence → |
| Pretax income | 17,998,000 | USD | evidence → |
| Income tax | 3,791,000 | USD | evidence → |
| Net income | 14,192,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 589,020,000 | USD | evidence → |
| Total capital | 606,079,000 | USD | evidence → |
| Risk-weighted assets | 2,449,991,000 | USD | evidence → |
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