Call report 2008Q4
RIDGEWOOD SAVINGS BANK — 2008Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,235,383,000 | USD | evidence → |
| Total loans | 2,828,065,000 | USD | evidence → |
| Allowance for loan losses | 6,610,000 | USD | evidence → |
| Securities available for sale | 897,856,000 | USD | evidence → |
| Securities held to maturity | 8,507,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,506,931,000 | USD | evidence → |
| Interest-bearing deposits | 3,297,322,000 | USD | evidence → |
| Noninterest-bearing deposits | 209,609,000 | USD | evidence → |
| Equity capital | 500,882,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 203,271,000 | USD | evidence → |
| Interest expense | 103,474,000 | USD | evidence → |
| Net interest income | 99,797,000 | USD | evidence → |
| Noninterest income | 10,027,000 | USD | evidence → |
| Noninterest expense | 87,657,000 | USD | evidence → |
| Provision for loan losses | 419,000 | USD | evidence → |
| Pretax income | 23,827,000 | USD | evidence → |
| Income tax | 5,930,000 | USD | evidence → |
| Net income | 17,897,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 508,017,000 | USD | evidence → |
| Total capital | 514,627,000 | USD | evidence → |
| Risk-weighted assets | 2,707,267,000 | USD | evidence → |
Machine access — free, no API key
Every figure shown here about RIDGEWOOD SAVINGS BANK — 2008Q4 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.