Call report 2007Q2
RIDGEWOOD SAVINGS BANK — 2007Q2
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,391,258,000 | USD | evidence → |
| Total loans | 2,016,177,000 | USD | evidence → |
| Allowance for loan losses | 2,769,000 | USD | evidence → |
| Securities available for sale | 1,009,562,000 | USD | evidence → |
| Securities held to maturity | 9,170,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 2,647,999,000 | USD | evidence → |
| Interest-bearing deposits | 2,479,063,000 | USD | evidence → |
| Noninterest-bearing deposits | 168,936,000 | USD | evidence → |
| Equity capital | 552,508,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 82,493,000 | USD | evidence → |
| Interest expense | 40,687,000 | USD | evidence → |
| Net interest income | 41,806,000 | USD | evidence → |
| Noninterest income | 3,261,000 | USD | evidence → |
| Noninterest expense | 34,364,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 16,338,000 | USD | evidence → |
| Income tax | 5,472,000 | USD | evidence → |
| Net income | 10,866,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 555,746,000 | USD | evidence → |
| Total capital | 558,514,000 | USD | evidence → |
| Risk-weighted assets | 1,750,437,000 | USD | evidence → |
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