Call reports 2019
BERKSHIRE BANK — 2019
What BERKSHIRE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 12,148,776,000 | 13,626,325,000 | 13,504,792,000 | 13,181,399,000 |
| Total loans | 9,089,089,000 | 10,309,521,000 | 10,132,747,000 | 9,671,748,000 |
| Allowance for loan losses | 62,038,000 | 62,156,000 | 62,230,000 | 63,575,000 |
| Securities available for sale | 1,386,769,000 | 1,410,071,000 | 1,369,604,000 | 1,311,555,000 |
| Securities held to maturity | 369,331,000 | 364,463,000 | 364,675,000 | 357,978,000 |
| Trading assets | 59,270,000 | 96,979,000 | 119,671,000 | 90,959,000 |
| Total deposits | 9,244,501,000 | 10,642,662,000 | 10,502,442,000 | 10,416,759,000 |
| Interest-bearing deposits | 7,640,118,000 | 8,738,949,000 | 8,535,634,000 | 8,451,827,000 |
| Noninterest-bearing deposits | 1,604,383,000 | 1,903,713,000 | 1,966,808,000 | 1,964,933,000 |
| Equity capital | 1,565,591,000 | 1,770,722,000 | 1,759,279,000 | 1,745,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 121,031,000 | 250,186,000 | 383,821,000 | 509,172,000 |
| Interest expense | 34,143,000 | 70,224,000 | 105,470,000 | 137,966,000 |
| Net interest income | 86,888,000 | 179,962,000 | 278,351,000 | 371,206,000 |
| Noninterest income | 15,955,000 | 30,435,000 | 48,536,000 | 67,451,000 |
| Noninterest expense | 69,301,000 | 142,080,000 | 209,908,000 | 277,940,000 |
| Provision for loan losses | 4,001,000 | 7,468,000 | 30,068,000 | 35,419,000 |
| Pretax income | 31,691,000 | 63,078,000 | 89,170,000 | 128,766,000 |
| Income tax | 7,036,000 | 12,678,000 | 17,061,000 | 23,595,000 |
| Net income | 24,018,000 | 51,257,000 | 74,923,000 | 101,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,047,203,000 | 1,192,979,000 | 1,176,940,000 | 1,169,535,000 |
| Total capital | 1,100,825,000 | 1,255,611,000 | 1,239,203,000 | 1,233,278,000 |
| Risk-weighted assets | 9,004,553,000 | 10,354,042,000 | 10,182,738,000 | 9,616,583,000 |
Machine access — free, no API key
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