Call reports 2014
BERKSHIRE BANK — 2014
What BERKSHIRE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 5,983,520,000 | 6,284,754,000 | 6,336,000,000 | 6,476,905,000 |
| Total loans | 4,250,296,000 | 4,470,488,000 | 4,581,872,000 | 4,700,093,000 |
| Allowance for loan losses | 33,602,000 | 34,353,000 | 34,966,000 | 35,662,000 |
| Securities available for sale | 1,032,931,000 | 1,079,872,000 | 1,058,224,000 | 1,091,040,000 |
| Securities held to maturity | 43,159,000 | 43,178,000 | 42,596,000 | 43,347,000 |
| Trading assets | 15,300,000 | 15,631,000 | 24,334,000 | 27,862,000 |
| Total deposits | 4,273,020,000 | 4,527,627,000 | 4,600,463,000 | 4,691,557,000 |
| Interest-bearing deposits | 3,469,774,000 | 3,702,840,000 | 3,718,853,000 | 3,785,377,000 |
| Noninterest-bearing deposits | 803,246,000 | 824,787,000 | 881,610,000 | 906,180,000 |
| Equity capital | 677,735,000 | 695,390,000 | 699,655,000 | 711,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 49,793,000 | 100,965,000 | 153,019,000 | 207,033,000 |
| Interest expense | 6,081,000 | 12,010,000 | 18,278,000 | 24,810,000 |
| Net interest income | 43,712,000 | 88,955,000 | 134,741,000 | 182,223,000 |
| Noninterest income | 1,010,000 | 12,738,000 | 24,518,000 | 36,390,000 |
| Noninterest expense | 42,244,000 | 79,099,000 | 116,503,000 | 155,110,000 |
| Provision for loan losses | 3,396,000 | 7,385,000 | 11,070,000 | 14,968,000 |
| Pretax income | -884,000 | 15,446,000 | 32,168,000 | 49,017,000 |
| Income tax | -192,000 | 4,217,000 | 8,643,000 | 13,085,000 |
| Net income | -692,000 | 11,229,000 | 23,525,000 | 35,932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 408,915,000 | 428,458,000 | 437,004,000 | 440,420,000 |
| Total capital | 478,857,000 | 498,975,000 | 507,709,000 | 513,368,000 |
| Risk-weighted assets | 4,292,231,000 | 4,525,995,000 | 4,612,651,000 | 4,761,986,000 |
Machine access — free, no API key
Every figure shown here about BERKSHIRE BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.