Call reports 2010
BERKSHIRE BANK — 2010
What BERKSHIRE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 2,671,731,000 | 2,715,345,000 | 2,765,006,000 | 2,845,217,000 |
| Total loans | 1,983,216,000 | 2,023,137,000 | 2,057,554,000 | 2,143,205,000 |
| Allowance for loan losses | 31,829,000 | 31,848,000 | 31,836,000 | 31,898,000 |
| Securities available for sale | 312,834,000 | 294,722,000 | 313,727,000 | 308,809,000 |
| Securities held to maturity | 62,811,000 | 58,617,000 | 57,476,000 | 56,436,000 |
| Trading assets | 15,815,000 | 16,915,000 | 17,397,000 | 16,155,000 |
| Total deposits | 2,062,935,000 | 2,063,498,000 | 2,088,274,000 | 2,221,284,000 |
| Interest-bearing deposits | 1,764,884,000 | 1,765,163,000 | 1,791,736,000 | 1,907,807,000 |
| Noninterest-bearing deposits | 298,051,000 | 298,335,000 | 296,538,000 | 313,477,000 |
| Equity capital | 344,581,000 | 345,831,000 | 346,837,000 | 353,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 27,480,000 | 55,440,000 | 83,900,000 | 112,269,000 |
| Interest expense | 8,969,000 | 17,841,000 | 26,404,000 | 34,464,000 |
| Net interest income | 18,511,000 | 37,599,000 | 57,496,000 | 77,805,000 |
| Noninterest income | 5,003,000 | 9,757,000 | 14,242,000 | 19,687,000 |
| Noninterest expense | 17,561,000 | 35,037,000 | 52,496,000 | 70,647,000 |
| Provision for loan losses | 2,326,000 | 4,526,000 | 6,526,000 | 8,526,000 |
| Pretax income | 3,627,000 | 7,793,000 | 12,716,000 | 18,319,000 |
| Income tax | 673,000 | 1,690,000 | 2,938,000 | 4,298,000 |
| Net income | 2,954,000 | 6,103,000 | 9,778,000 | 14,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 200,068,000 | 204,069,000 | 208,061,000 | 211,304,000 |
| Total capital | 226,569,000 | 231,055,000 | 235,490,000 | 239,668,000 |
| Risk-weighted assets | 2,114,717,000 | 2,154,760,000 | 2,189,937,000 | 2,265,565,000 |
Machine access — free, no API key
Every figure shown here about BERKSHIRE BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.