Call reports 2009
BERKSHIRE BANK — 2009
What BERKSHIRE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,689,019,000 | 2,645,531,000 | 2,644,564,000 | 2,666,712,000 |
| Total loans | 1,974,654,000 | 1,977,105,000 | 1,987,682,000 | 1,965,805,000 |
| Allowance for loan losses | 22,903,000 | 22,917,000 | 24,297,000 | 31,816,000 |
| Securities available for sale | 276,431,000 | 305,053,000 | 329,521,000 | 323,242,000 |
| Securities held to maturity | 27,972,000 | 26,851,000 | 31,535,000 | 57,621,000 |
| Trading assets | 17,565,000 | 16,247,000 | 16,641,000 | 15,880,000 |
| Total deposits | 1,984,294,000 | 1,987,154,000 | 1,984,586,000 | 2,012,269,000 |
| Interest-bearing deposits | 1,700,461,000 | 1,694,261,000 | 1,702,984,000 | 1,710,175,000 |
| Noninterest-bearing deposits | 283,833,000 | 292,893,000 | 281,602,000 | 302,094,000 |
| Equity capital | 367,980,000 | 373,635,000 | 376,973,000 | 343,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 29,874,000 | 58,637,000 | 87,095,000 | 115,463,000 |
| Interest expense | 11,866,000 | 23,601,000 | 34,638,000 | 44,791,000 |
| Net interest income | 18,008,000 | 35,036,000 | 52,457,000 | 70,672,000 |
| Noninterest income | 4,603,000 | 9,055,000 | 13,964,000 | 15,551,000 |
| Noninterest expense | 16,298,000 | 32,693,000 | 48,688,000 | 66,949,000 |
| Provision for loan losses | 2,500,000 | 4,700,000 | 9,000,000 | 47,730,000 |
| Pretax income | 3,811,000 | 6,699,000 | 8,729,000 | -28,460,000 |
| Income tax | 884,000 | 1,478,000 | 1,085,000 | -12,015,000 |
| Net income | 2,927,000 | 5,221,000 | 7,644,000 | -16,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 226,687,000 | 229,951,000 | 231,177,000 | 198,305,000 |
| Total capital | 249,600,000 | 252,878,000 | 255,484,000 | 224,594,000 |
| Risk-weighted assets | 2,043,987,000 | 2,044,475,000 | 2,084,534,000 | 2,097,544,000 |
Machine access — free, no API key
Every figure shown here about BERKSHIRE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.