Call reports 2008
BERKSHIRE BANK — 2008
What BERKSHIRE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,511,570,000 | 2,510,827,000 | 2,530,675,000 | 2,630,715,000 |
| Total loans | 1,938,098,000 | 1,987,905,000 | 1,997,769,000 | 2,008,919,000 |
| Allowance for loan losses | 22,130,000 | 22,581,000 | 22,886,000 | 22,908,000 |
| Securities available for sale | 200,436,000 | 199,600,000 | 204,850,000 | 275,783,000 |
| Securities held to maturity | 39,626,000 | 26,485,000 | 26,190,000 | 25,872,000 |
| Trading assets | 0 | 15,024,000 | 15,267,000 | 18,144,000 |
| Total deposits | 1,883,708,000 | 1,815,772,000 | 1,844,234,000 | 1,877,804,000 |
| Interest-bearing deposits | 1,656,428,000 | 1,587,393,000 | 1,609,934,000 | 1,596,539,000 |
| Noninterest-bearing deposits | 227,280,000 | 228,379,000 | 234,300,000 | 281,265,000 |
| Equity capital | 338,675,000 | 331,741,000 | 333,487,000 | 363,264,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 34,515,000 | 67,343,000 | 100,430,000 | 133,186,000 |
| Interest expense | 15,612,000 | 29,443,000 | 42,794,000 | 55,700,000 |
| Net interest income | 18,903,000 | 37,900,000 | 57,636,000 | 77,486,000 |
| Noninterest income | 4,314,000 | 9,147,000 | 13,718,000 | 17,928,000 |
| Noninterest expense | 15,283,000 | 30,845,000 | 45,913,000 | 60,448,000 |
| Provision for loan losses | 825,000 | 1,930,000 | 3,180,000 | 4,580,000 |
| Pretax income | 7,109,000 | 14,245,000 | 22,239,000 | 30,364,000 |
| Income tax | 2,096,000 | 3,688,000 | 6,160,000 | 8,528,000 |
| Net income | 5,013,000 | 10,557,000 | 16,079,000 | 21,836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,314,000 | 180,752,000 | 187,194,000 | 227,821,000 |
| Total capital | 207,789,000 | 203,333,000 | 210,195,000 | 250,729,000 |
| Risk-weighted assets | 1,976,102,000 | 1,997,810,000 | 1,996,475,000 | 2,041,421,000 |
Machine access — free, no API key
Every figure shown here about BERKSHIRE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.