Call reports 2026
COMMUNITY BANK OF SANTA MARIA — 2026
What COMMUNITY BANK OF SANTA MARIA reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 405,124,000 | 396,520,000 |
| Total loans | 297,046,000 | 295,431,000 |
| Allowance for loan losses | 2,967,000 | 2,970,000 |
| Securities available for sale | 87,136,000 | 78,931,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 357,053,000 | 350,357,000 |
| Interest-bearing deposits | 221,214,000 | 210,125,000 |
| Noninterest-bearing deposits | 135,839,000 | 140,232,000 |
| Equity capital | 37,710,000 | 38,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,028,000 | 9,995,000 |
| Interest expense | 720,000 | 1,438,000 |
| Net interest income | 4,308,000 | 8,557,000 |
| Noninterest income | 291,000 | 588,000 |
| Noninterest expense | 3,116,000 | 6,293,000 |
| Provision for loan losses | 73,000 | 73,000 |
| Pretax income | 1,396,000 | 2,911,000 |
| Income tax | 339,000 | 720,000 |
| Net income | 1,057,000 | 2,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,928,000 | 42,406,000 |
| Total capital | 45,079,000 | — |
| Risk-weighted assets | 315,328,000 | — |