Call reports 2024
COMMUNITY BANK OF SANTA MARIA — 2024
What COMMUNITY BANK OF SANTA MARIA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 386,411,000 | 405,388,000 | 400,235,000 | 405,527,000 |
| Total loans | 242,019,000 | 259,626,000 | 255,766,000 | 255,750,000 |
| Allowance for loan losses | 2,475,000 | 2,479,000 | 2,541,000 | 2,561,000 |
| Securities available for sale | 122,553,000 | 119,740,000 | 120,049,000 | 114,522,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,583,000 | 357,882,000 | 360,067,000 | 366,422,000 |
| Interest-bearing deposits | 211,069,000 | 218,257,000 | 217,728,000 | 219,025,000 |
| Noninterest-bearing deposits | 132,514,000 | 139,625,000 | 142,339,000 | 147,397,000 |
| Equity capital | 33,256,000 | 33,685,000 | 37,097,000 | 36,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,171,000 | 8,544,000 | 13,106,000 | 17,692,000 |
| Interest expense | 561,000 | 1,376,000 | 2,248,000 | 3,033,000 |
| Net interest income | 3,610,000 | 7,168,000 | 10,858,000 | 14,659,000 |
| Noninterest income | 298,000 | 600,000 | 900,000 | 1,202,000 |
| Noninterest expense | 2,727,000 | 5,555,000 | 8,339,000 | 11,064,000 |
| Provision for loan losses | 0 | 0 | 62,000 | 79,000 |
| Pretax income | 1,184,000 | 2,208,000 | 3,355,000 | 4,721,000 |
| Income tax | 283,000 | 521,000 | 797,000 | 1,140,000 |
| Net income | 901,000 | 1,687,000 | 2,558,000 | 3,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,615,000 | 41,645,000 | 42,541,000 | 43,589,000 |
| Total capital | 44,273,000 | 44,307,000 | 45,265,000 | 46,332,000 |
| Risk-weighted assets | 275,488,000 | 286,757,000 | 281,456,000 | 285,460,000 |