Call reports 2022
COMMUNITY BANK OF SANTA MARIA — 2022
What COMMUNITY BANK OF SANTA MARIA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 411,299,000 | 418,992,000 | 417,329,000 | 398,594,000 |
| Total loans | 211,164,000 | 210,690,000 | 221,912,000 | 221,051,000 |
| Allowance for loan losses | 2,661,000 | 2,653,000 | 2,657,000 | 2,577,000 |
| Securities available for sale | 128,059,000 | 143,775,000 | 146,256,000 | 143,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,362,000 | 389,162,000 | 389,918,000 | 369,288,000 |
| Interest-bearing deposits | 218,824,000 | 224,896,000 | 224,078,000 | 207,825,000 |
| Noninterest-bearing deposits | 159,538,000 | 164,266,000 | 165,840,000 | 161,463,000 |
| Equity capital | 30,274,000 | 26,940,000 | 24,288,000 | 26,680,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,974,000 | 6,358,000 | 10,031,000 | 13,927,000 |
| Interest expense | 91,000 | 184,000 | 274,000 | 360,000 |
| Net interest income | 2,883,000 | 6,174,000 | 9,757,000 | 13,567,000 |
| Noninterest income | 243,000 | 514,000 | 789,000 | 1,110,000 |
| Noninterest expense | 2,417,000 | 4,712,000 | 7,034,000 | 9,619,000 |
| Provision for loan losses | 0 | 0 | 0 | -83,000 |
| Pretax income | 701,000 | 1,963,000 | 3,500,000 | 5,135,000 |
| Income tax | 189,000 | 522,000 | 914,000 | 1,322,000 |
| Net income | 512,000 | 1,441,000 | 2,586,000 | 3,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,712,000 | 35,093,000 | 36,268,000 | 37,516,000 |
| Total capital | 37,443,000 | 37,816,000 | 38,995,000 | 40,163,000 |
| Risk-weighted assets | 247,317,000 | 258,668,000 | 259,968,000 | 264,937,000 |