Call reports 2021
COMMUNITY BANK OF SANTA MARIA — 2021
What COMMUNITY BANK OF SANTA MARIA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 357,759,000 | 371,110,000 | 402,097,000 | 414,933,000 |
| Total loans | 251,836,000 | 237,731,000 | 227,811,000 | 214,058,000 |
| Allowance for loan losses | 2,686,000 | 2,694,000 | 2,698,000 | 2,656,000 |
| Securities available for sale | 67,874,000 | 93,507,000 | 95,348,000 | 113,037,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,481,000 | 339,464,000 | 367,847,000 | 378,550,000 |
| Interest-bearing deposits | 180,831,000 | 182,603,000 | 200,371,000 | 213,212,000 |
| Noninterest-bearing deposits | 145,651,000 | 156,861,000 | 167,476,000 | 165,338,000 |
| Equity capital | 30,150,000 | 30,415,000 | 31,174,000 | 33,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,330,000 | 6,736,000 | 10,064,000 | 13,198,000 |
| Interest expense | 106,000 | 208,000 | 309,000 | 412,000 |
| Net interest income | 3,224,000 | 6,528,000 | 9,755,000 | 12,786,000 |
| Noninterest income | 221,000 | 452,000 | 699,000 | 946,000 |
| Noninterest expense | 2,349,000 | 4,668,000 | 7,019,000 | 9,522,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 809,000 | 2,024,000 | 3,152,000 | 3,935,000 |
| Income tax | 211,000 | 509,000 | 782,000 | 952,000 |
| Net income | 598,000 | 1,515,000 | 2,370,000 | 2,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,852,000 | 30,274,000 | 31,032,000 | 34,174,000 |
| Total capital | — | — | 33,800,000 | 36,900,000 |
| Risk-weighted assets | — | — | 245,051,000 | 242,363,000 |