Call reports 2019
COMMUNITY BANK OF SANTA MARIA — 2019
What COMMUNITY BANK OF SANTA MARIA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 246,804,000 | 256,514,000 | 263,881,000 | 263,328,000 |
| Total loans | 177,050,000 | 182,148,000 | 182,160,000 | 185,654,000 |
| Allowance for loan losses | 2,016,000 | 2,019,000 | 2,024,000 | 2,027,000 |
| Securities available for sale | 51,345,000 | 49,670,000 | 44,786,000 | 56,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,328,000 | 226,151,000 | 233,525,000 | 235,180,000 |
| Interest-bearing deposits | 128,156,000 | 127,278,000 | 132,634,000 | 135,275,000 |
| Noninterest-bearing deposits | 88,172,000 | 98,874,000 | 100,891,000 | 99,905,000 |
| Equity capital | 27,329,000 | 28,057,000 | 28,878,000 | 27,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,766,000 | 5,682,000 | 8,659,000 | 11,646,000 |
| Interest expense | 109,000 | 254,000 | 379,000 | 507,000 |
| Net interest income | 2,657,000 | 5,428,000 | 8,280,000 | 11,139,000 |
| Noninterest income | 202,000 | 412,000 | 622,000 | 866,000 |
| Noninterest expense | 2,005,000 | 3,969,000 | 5,988,000 | 7,962,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 854,000 | 1,871,000 | 2,919,000 | 4,049,000 |
| Income tax | 239,000 | 525,000 | 820,000 | 1,142,000 |
| Net income | 615,000 | 1,346,000 | 2,099,000 | 2,907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,034,000 | 28,295,000 | 29,075,000 | 27,211,000 |
| Total capital | 30,120,000 | 30,384,000 | 31,169,000 | 29,308,000 |
| Risk-weighted assets | 204,507,000 | 209,710,000 | 211,548,000 | 214,582,000 |