Call reports 2018
COMMUNITY BANK OF SANTA MARIA — 2018
What COMMUNITY BANK OF SANTA MARIA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 271,499,000 | 250,467,000 | 240,898,000 | 251,144,000 |
| Total loans | 164,036,000 | 167,059,000 | 166,879,000 | 171,659,000 |
| Allowance for loan losses | 2,000,000 | 2,003,000 | 2,008,000 | 2,013,000 |
| Securities available for sale | 68,097,000 | 63,140,000 | 57,727,000 | 54,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,660,000 | 212,129,000 | 215,028,000 | 218,962,000 |
| Interest-bearing deposits | 147,385,000 | 125,699,000 | 123,596,000 | 125,965,000 |
| Noninterest-bearing deposits | 100,275,000 | 86,430,000 | 91,432,000 | 92,997,000 |
| Equity capital | 23,003,000 | 23,997,000 | 24,675,000 | 26,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,650,000 | 5,340,000 | 8,120,000 | 10,937,000 |
| Interest expense | 76,000 | 187,000 | 301,000 | 421,000 |
| Net interest income | 2,574,000 | 5,153,000 | 7,819,000 | 10,516,000 |
| Noninterest income | 178,000 | 1,516,000 | 1,785,000 | 2,605,000 |
| Noninterest expense | 2,043,000 | 4,066,000 | 6,038,000 | 8,018,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 709,000 | 2,603,000 | 3,656,000 | 5,184,000 |
| Income tax | 192,000 | 737,000 | 1,031,000 | 1,468,000 |
| Net income | 517,000 | 1,866,000 | 2,625,000 | 3,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,458,000 | 25,532,000 | 26,326,000 | 27,444,000 |
| Total capital | 26,528,000 | 27,605,000 | 28,404,000 | 29,527,000 |
| Risk-weighted assets | 199,157,000 | 198,958,000 | 197,930,000 | 201,476,000 |