Call reports 2017
COMMUNITY BANK OF SANTA MARIA — 2017
What COMMUNITY BANK OF SANTA MARIA reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 256,362,000 | 264,948,000 | 264,776,000 | 271,963,000 |
| Total loans | 139,121,000 | 152,793,000 | 160,748,000 | 162,947,000 |
| Allowance for loan losses | 1,787,000 | 1,998,000 | 1,999,000 | 1,998,000 |
| Securities available for sale | 85,605,000 | 86,831,000 | 81,867,000 | 72,800,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,251,000 | 241,116,000 | 240,342,000 | 247,980,000 |
| Interest-bearing deposits | 145,645,000 | 146,310,000 | 142,563,000 | 145,452,000 |
| Noninterest-bearing deposits | 87,606,000 | 94,806,000 | 97,779,000 | 102,528,000 |
| Equity capital | 22,382,000 | 22,948,000 | 23,372,000 | 23,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,353,000 | 4,767,000 | 7,351,000 | 10,024,000 |
| Interest expense | 74,000 | 153,000 | 230,000 | 305,000 |
| Net interest income | 2,279,000 | 4,614,000 | 7,121,000 | 9,719,000 |
| Noninterest income | 165,000 | 349,000 | 564,000 | 742,000 |
| Noninterest expense | 1,807,000 | 3,664,000 | 5,587,000 | 7,605,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 637,000 | 1,299,000 | 2,098,000 | 2,804,000 |
| Income tax | 244,000 | 495,000 | 800,000 | 1,331,000 |
| Net income | 393,000 | 804,000 | 1,298,000 | 1,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,898,000 | 23,220,000 | 23,724,000 | 24,043,000 |
| Total capital | 24,755,000 | 25,288,000 | 25,793,000 | 26,111,000 |
| Risk-weighted assets | 178,629,000 | 192,590,000 | 197,158,000 | 198,479,000 |