Call reports 2013
COMMUNITY BANK OF SANTA MARIA — 2013
What COMMUNITY BANK OF SANTA MARIA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 173,968,000 | 175,741,000 | 187,665,000 | 189,440,000 |
| Total loans | 104,233,000 | 105,842,000 | 105,251,000 | 108,199,000 |
| Allowance for loan losses | 2,071,000 | 2,077,000 | 2,063,000 | 2,034,000 |
| Securities available for sale | 47,444,000 | 53,659,000 | 69,291,000 | 64,688,000 |
| Securities held to maturity | 280,000 | 252,000 | 222,000 | 193,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,685,000 | 156,545,000 | 168,149,000 | 169,769,000 |
| Interest-bearing deposits | 108,120,000 | 109,089,000 | 112,887,000 | 113,751,000 |
| Noninterest-bearing deposits | 46,565,000 | 47,456,000 | 55,262,000 | 56,018,000 |
| Equity capital | 18,678,000 | 18,492,000 | 18,740,000 | 18,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,707,000 | 3,426,000 | 5,138,000 | 6,955,000 |
| Interest expense | 99,000 | 192,000 | 284,000 | 370,000 |
| Net interest income | 1,608,000 | 3,234,000 | 4,854,000 | 6,585,000 |
| Noninterest income | 124,000 | 260,000 | 437,000 | 586,000 |
| Noninterest expense | 1,467,000 | 2,959,000 | 4,421,000 | 5,967,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 0 |
| Pretax income | 245,000 | 515,000 | 850,000 | 1,204,000 |
| Income tax | 81,000 | 170,000 | 289,000 | 423,000 |
| Net income | 164,000 | 345,000 | 561,000 | 781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,554,000 | 18,870,000 | 19,106,000 | 19,346,000 |
| Total capital | 20,164,000 | 20,531,000 | 20,811,000 | 21,084,000 |
| Risk-weighted assets | 128,269,000 | 132,047,000 | 135,971,000 | 138,703,000 |
Machine access — free, no API key
Every figure shown here about COMMUNITY BANK OF SANTA MARIA — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.