Call reports 2017
INTER NATIONAL BANK — 2017
What INTER NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,529,650,000 | 1,472,062,000 | 1,420,614,000 | 1,369,902,000 |
| Total loans | 1,026,390,000 | 1,012,623,000 | 975,590,000 | 1,007,930,000 |
| Allowance for loan losses | 16,462,000 | 700,000 | 1,261,000 | 1,835,000 |
| Securities available for sale | 288,753,000 | 147,843,000 | 120,005,000 | 115,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,238,151,000 | 1,190,357,000 | 1,188,852,000 | 1,155,582,000 |
| Interest-bearing deposits | 757,703,000 | 696,036,000 | 687,477,000 | 692,230,000 |
| Noninterest-bearing deposits | 480,448,000 | 494,321,000 | 501,375,000 | 463,352,000 |
| Equity capital | 190,847,000 | 213,119,000 | 218,566,000 | 209,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 15,014,000 | 16,971,000 | 35,104,000 | 51,185,000 |
| Interest expense | 1,106,000 | 820,000 | 1,555,000 | 2,398,000 |
| Net interest income | 13,908,000 | 16,151,000 | 33,549,000 | 48,787,000 |
| Noninterest income | 2,628,000 | 3,423,000 | 6,686,000 | 9,969,000 |
| Noninterest expense | 26,601,000 | 11,602,000 | 23,642,000 | 34,062,000 |
| Provision for loan losses | 0 | 546,000 | 1,044,000 | 2,023,000 |
| Pretax income | -10,065,000 | 7,962,000 | 16,272,000 | 23,394,000 |
| Income tax | -630,000 | 2,673,000 | 5,462,000 | 6,490,000 |
| Net income | -9,435,000 | 5,289,000 | 10,810,000 | 16,904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 195,911,000 | 201,458,000 | 207,336,000 | 200,624,000 |
| Total capital | 209,779,000 | 202,244,000 | 208,856,000 | 202,718,000 |
| Risk-weighted assets | 1,106,149,000 | 1,140,994,000 | 1,095,521,000 | 1,104,049,000 |