Call reports 2016
INTER NATIONAL BANK — 2016
What INTER NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,842,666,000 | 1,770,200,000 | 1,708,267,000 | 1,618,773,000 |
| Total loans | 956,617,000 | 981,843,000 | 1,002,546,000 | 1,057,959,000 |
| Allowance for loan losses | 18,136,000 | 17,978,000 | 16,284,000 | 16,256,000 |
| Securities available for sale | 437,834,000 | 423,718,000 | 352,126,000 | 299,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,384,761,000 | 1,305,516,000 | 1,218,904,000 | 1,295,035,000 |
| Interest-bearing deposits | 915,393,000 | 839,706,000 | 754,565,000 | 816,259,000 |
| Noninterest-bearing deposits | 469,368,000 | 465,810,000 | 464,339,000 | 478,776,000 |
| Equity capital | 452,171,000 | 458,824,000 | 463,367,000 | 260,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,576,000 | 29,156,000 | 43,679,000 | 58,190,000 |
| Interest expense | 1,150,000 | 2,265,000 | 3,332,000 | 4,338,000 |
| Net interest income | 13,426,000 | 26,891,000 | 40,347,000 | 53,852,000 |
| Noninterest income | 2,967,000 | 7,176,000 | 10,244,000 | 13,216,000 |
| Noninterest expense | 10,996,000 | 21,773,000 | 33,072,000 | 246,399,000 |
| Provision for loan losses | 0 | 0 | -1,750,000 | -1,750,000 |
| Pretax income | 5,397,000 | 12,347,000 | 19,338,000 | -177,507,000 |
| Income tax | 1,770,000 | 4,080,000 | 6,382,000 | 8,430,000 |
| Net income | 3,627,000 | 8,267,000 | 12,956,000 | -185,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 235,008,000 | 241,181,000 | 246,392,000 | 256,783,000 |
| Total capital | 248,371,000 | 254,605,000 | 259,894,000 | 271,179,000 |
| Risk-weighted assets | 1,055,052,000 | 1,061,595,000 | 1,070,257,000 | 1,149,123,000 |