Call reports 2015
INTER NATIONAL BANK — 2015
What INTER NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,917,373,000 | 1,865,877,000 | 1,786,492,000 | 1,748,003,000 |
| Total loans | 928,504,000 | 952,407,000 | 949,009,000 | 939,781,000 |
| Allowance for loan losses | 17,403,000 | 17,507,000 | 17,245,000 | 18,254,000 |
| Securities available for sale | 588,526,000 | 546,753,000 | 481,472,000 | 435,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,475,136,000 | 1,421,372,000 | 1,336,368,000 | 1,294,037,000 |
| Interest-bearing deposits | 1,035,604,000 | 966,785,000 | 876,996,000 | 847,458,000 |
| Noninterest-bearing deposits | 439,532,000 | 454,587,000 | 459,372,000 | 446,579,000 |
| Equity capital | 437,094,000 | 438,549,000 | 442,937,000 | 446,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 14,840,000 | 29,972,000 | 44,597,000 | 59,963,000 |
| Interest expense | 2,028,000 | 3,917,000 | 5,539,000 | 6,619,000 |
| Net interest income | 12,812,000 | 26,055,000 | 39,058,000 | 53,344,000 |
| Noninterest income | 3,615,000 | 6,918,000 | 10,589,000 | 13,639,000 |
| Noninterest expense | 10,516,000 | 21,624,000 | 32,729,000 | 43,583,000 |
| Provision for loan losses | 276,000 | 312,000 | 312,000 | 312,000 |
| Pretax income | 5,671,000 | 11,087,000 | 16,729,000 | 23,257,000 |
| Income tax | 1,554,000 | 3,650,000 | 5,570,000 | 7,698,000 |
| Net income | 4,117,000 | 7,437,000 | 11,159,000 | 15,559,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 219,662,000 | 221,735,000 | 225,644,000 | 229,788,000 |
| Total capital | 232,394,000 | 234,734,000 | 238,710,000 | 242,717,000 |
| Risk-weighted assets | 1,013,370,000 | 1,023,860,000 | 1,029,941,000 | 1,017,852,000 |