Call reports 2014
INTER NATIONAL BANK — 2014
What INTER NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,896,287,000 | 1,889,642,000 | 1,842,985,000 | 1,887,221,000 |
| Total loans | 851,986,000 | 848,529,000 | 861,918,000 | 910,289,000 |
| Allowance for loan losses | 15,521,000 | 15,402,000 | 15,831,000 | 17,183,000 |
| Securities available for sale | 571,058,000 | 552,949,000 | 508,919,000 | 520,479,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,469,532,000 | 1,460,061,000 | 1,407,703,000 | 1,447,683,000 |
| Interest-bearing deposits | 1,041,834,000 | 1,028,832,000 | 967,581,000 | 1,018,680,000 |
| Noninterest-bearing deposits | 427,698,000 | 431,229,000 | 440,122,000 | 429,003,000 |
| Equity capital | 419,673,000 | 424,044,000 | 426,177,000 | 432,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 14,694,000 | 29,781,000 | 44,650,000 | 59,671,000 |
| Interest expense | 2,120,000 | 4,244,000 | 6,423,000 | 8,541,000 |
| Net interest income | 12,574,000 | 25,537,000 | 38,227,000 | 51,130,000 |
| Noninterest income | 3,469,000 | 7,255,000 | 10,985,000 | 14,538,000 |
| Noninterest expense | 10,717,000 | 22,935,000 | 33,178,000 | 44,491,000 |
| Provision for loan losses | 352,000 | 515,000 | 1,054,000 | 2,420,000 |
| Pretax income | 6,280,000 | 10,671,000 | 16,546,000 | 20,323,000 |
| Income tax | 2,027,000 | 3,443,000 | 5,508,000 | 6,477,000 |
| Net income | 4,253,000 | 7,228,000 | 11,038,000 | 13,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 216,255,000 | 219,106,000 | 222,669,000 | 225,477,000 |
| Total capital | 228,713,000 | 230,890,000 | 235,125,000 | 238,542,000 |
| Risk-weighted assets | 998,485,000 | 989,423,000 | 1,016,846,000 | 1,042,746,000 |