Call reports 2013
INTER NATIONAL BANK — 2013
What INTER NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 2,132,392,000 | 2,021,220,000 | 1,861,933,000 | 1,855,850,000 |
| Total loans | 701,709,000 | 723,189,000 | 706,685,000 | 784,391,000 |
| Allowance for loan losses | 14,226,000 | 13,987,000 | 14,281,000 | 15,390,000 |
| Securities available for sale | 914,154,000 | 760,355,000 | 662,364,000 | 657,775,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,699,689,000 | 1,600,948,000 | 1,446,382,000 | 1,442,640,000 |
| Interest-bearing deposits | 1,245,275,000 | 1,176,874,000 | 1,010,842,000 | 1,008,963,000 |
| Noninterest-bearing deposits | 454,414,000 | 424,074,000 | 435,540,000 | 433,677,000 |
| Equity capital | 423,511,000 | 413,133,000 | 409,309,000 | 406,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 14,623,000 | 29,381,000 | 44,079,000 | 58,402,000 |
| Interest expense | 3,098,000 | 5,992,000 | 8,429,000 | 10,624,000 |
| Net interest income | 11,525,000 | 23,389,000 | 35,650,000 | 47,778,000 |
| Noninterest income | 3,723,000 | 7,789,000 | 11,534,000 | 15,066,000 |
| Noninterest expense | 12,967,000 | 25,015,000 | 36,472,000 | 48,478,000 |
| Provision for loan losses | -133,000 | -536,000 | -292,000 | 114,000 |
| Pretax income | 5,098,000 | 10,291,000 | 14,957,000 | 18,228,000 |
| Income tax | 1,616,000 | 3,354,000 | 4,854,000 | 5,889,000 |
| Net income | 3,482,000 | 6,937,000 | 10,103,000 | 12,339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 202,984,000 | 206,438,000 | 209,542,000 | 212,015,000 |
| Total capital | 213,633,000 | 216,993,000 | 220,209,000 | 223,812,000 |
| Risk-weighted assets | 848,326,000 | 840,576,000 | 849,942,000 | 939,809,000 |