Call reports 2024
HOMETOWN BANK OF CORBIN INC. — 2024
What HOMETOWN BANK OF CORBIN INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 282,775,000 | 278,625,000 | 297,919,000 | 299,846,000 |
| Total loans | 165,960,000 | 172,248,000 | 170,721,000 | 173,127,000 |
| Allowance for loan losses | 1,500,000 | 1,475,000 | 1,470,000 | 1,435,000 |
| Securities available for sale | 80,433,000 | 79,246,000 | 93,794,000 | 93,891,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,533,000 | 245,294,000 | 268,239,000 | 269,110,000 |
| Interest-bearing deposits | 191,261,000 | 188,576,000 | 210,754,000 | 210,778,000 |
| Noninterest-bearing deposits | 56,272,000 | 56,718,000 | 57,485,000 | 58,332,000 |
| Equity capital | 14,882,000 | 15,113,000 | 17,632,000 | 15,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,989,000 | 6,053,000 | 9,342,000 | 12,718,000 |
| Interest expense | 1,031,000 | 2,154,000 | 3,378,000 | 4,577,000 |
| Net interest income | 1,958,000 | 3,899,000 | 5,964,000 | 8,141,000 |
| Noninterest income | 644,000 | 1,347,000 | 2,247,000 | 2,998,000 |
| Noninterest expense | 2,343,000 | 4,705,000 | 7,204,000 | 9,606,000 |
| Provision for loan losses | 102,000 | 139,000 | 190,000 | 249,000 |
| Pretax income | 154,000 | 399,000 | 814,000 | 1,281,000 |
| Income tax | 33,000 | 33,000 | 68,000 | 141,000 |
| Net income | 121,000 | 366,000 | 746,000 | 1,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,433,000 | 24,482,000 | 24,665,000 | 24,864,000 |
| Total capital | 25,933,000 | 25,957,000 | 26,135,000 | 26,299,000 |
| Risk-weighted assets | 182,827,000 | 202,409,000 | 203,165,000 | 205,359,000 |