Call reports 2023
HOMETOWN BANK OF CORBIN INC. — 2023
What HOMETOWN BANK OF CORBIN INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 277,818,000 | 281,555,000 | 276,947,000 | 278,658,000 |
| Total loans | 149,711,000 | 156,988,000 | 160,805,000 | 163,796,000 |
| Allowance for loan losses | 1,460,000 | 1,455,000 | 1,430,000 | 1,450,000 |
| Securities available for sale | 93,816,000 | 89,173,000 | 84,289,000 | 86,912,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,527,000 | 238,470,000 | 241,454,000 | 235,594,000 |
| Interest-bearing deposits | 181,177,000 | 172,551,000 | 182,565,000 | 181,022,000 |
| Noninterest-bearing deposits | 64,350,000 | 65,919,000 | 58,889,000 | 54,572,000 |
| Equity capital | 14,615,000 | 14,283,000 | 12,498,000 | 15,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,484,000 | 5,131,000 | 7,904,000 | 10,841,000 |
| Interest expense | 387,000 | 981,000 | 1,815,000 | 2,746,000 |
| Net interest income | 2,097,000 | 4,150,000 | 6,089,000 | 8,095,000 |
| Noninterest income | 586,000 | 1,163,000 | 1,768,000 | 2,527,000 |
| Noninterest expense | 2,060,000 | 4,225,000 | 6,366,000 | 8,764,000 |
| Provision for loan losses | 41,000 | 60,000 | 88,000 | 157,000 |
| Pretax income | 578,000 | 1,013,000 | 1,388,000 | 1,686,000 |
| Income tax | 98,000 | 161,000 | 211,000 | 241,000 |
| Net income | 480,000 | 852,000 | 1,177,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,135,000 | 24,312,000 | 24,439,000 | 24,511,000 |
| Total capital | 25,595,000 | 25,767,000 | 25,869,000 | 25,961,000 |
| Risk-weighted assets | 177,530,000 | 179,993,000 | 183,070,000 | 183,450,000 |