Call reports 2022
HOMETOWN BANK OF CORBIN INC. — 2022
What HOMETOWN BANK OF CORBIN INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 265,391,000 | 268,916,000 | 274,627,000 | 275,269,000 |
| Total loans | 143,299,000 | 143,162,000 | 144,728,000 | 148,549,000 |
| Allowance for loan losses | 1,365,000 | 1,395,000 | 1,415,000 | 1,425,000 |
| Securities available for sale | 90,945,000 | 84,753,000 | 93,362,000 | 94,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,151,000 | 242,962,000 | 249,262,000 | 246,337,000 |
| Interest-bearing deposits | 168,160,000 | 177,841,000 | 183,788,000 | 183,107,000 |
| Noninterest-bearing deposits | 67,991,000 | 65,121,000 | 65,473,000 | 63,230,000 |
| Equity capital | 17,417,000 | 13,698,000 | 12,748,000 | 12,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,025,000 | 4,131,000 | 6,362,000 | 8,781,000 |
| Interest expense | 129,000 | 249,000 | 378,000 | 597,000 |
| Net interest income | 1,896,000 | 3,882,000 | 5,984,000 | 8,184,000 |
| Noninterest income | 591,000 | 1,171,000 | 1,803,000 | 2,369,000 |
| Noninterest expense | 1,981,000 | 3,966,000 | 6,017,000 | 8,185,000 |
| Provision for loan losses | 26,000 | 62,000 | 101,000 | 128,000 |
| Pretax income | 476,000 | 970,000 | 1,614,000 | 2,184,000 |
| Income tax | 82,000 | 168,000 | 287,000 | 375,000 |
| Net income | 394,000 | 802,000 | 1,327,000 | 1,809,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,940,000 | 23,098,000 | 23,623,000 | 24,105,000 |
| Total capital | 23,305,000 | 24,493,000 | 25,038,000 | 25,530,000 |
| Risk-weighted assets | 162,127,000 | 164,655,000 | 168,730,000 | 174,266,000 |