Call reports 2020
HOMETOWN BANK OF CORBIN INC. — 2020
What HOMETOWN BANK OF CORBIN INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 184,592,000 | 210,869,000 | 215,275,000 | 222,498,000 |
| Total loans | 118,690,000 | 141,731,000 | 146,457,000 | 137,123,000 |
| Allowance for loan losses | 1,235,000 | 1,225,000 | 1,270,000 | 1,290,000 |
| Securities available for sale | 39,960,000 | 44,526,000 | 46,019,000 | 50,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,715,000 | 181,193,000 | 184,554,000 | 190,122,000 |
| Interest-bearing deposits | 121,082,000 | 130,698,000 | 135,169,000 | 140,824,000 |
| Noninterest-bearing deposits | 36,633,000 | 50,495,000 | 49,385,000 | 49,298,000 |
| Equity capital | 16,239,000 | 17,933,000 | 18,524,000 | 19,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,929,000 | 3,898,000 | 5,899,000 | 8,159,000 |
| Interest expense | 205,000 | 380,000 | 542,000 | 702,000 |
| Net interest income | 1,724,000 | 3,518,000 | 5,357,000 | 7,457,000 |
| Noninterest income | 485,000 | 888,000 | 1,340,000 | 1,809,000 |
| Noninterest expense | 1,722,000 | 3,535,000 | 5,256,000 | 7,159,000 |
| Provision for loan losses | 35,000 | 59,000 | 73,000 | 104,000 |
| Pretax income | 435,000 | 795,000 | 1,388,000 | 2,405,000 |
| Income tax | 68,000 | 112,000 | 210,000 | 402,000 |
| Net income | 367,000 | 683,000 | 1,178,000 | 2,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,445,000 | 16,701,000 | 17,135,000 | 17,911,000 |
| Total capital | 17,680,000 | 17,926,000 | 18,405,000 | 19,201,000 |
| Risk-weighted assets | 121,250,000 | 124,909,000 | 129,179,000 | 131,990,000 |