Call reports 2019
HOMETOWN BANK OF CORBIN INC. — 2019
What HOMETOWN BANK OF CORBIN INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 172,641,000 | 175,197,000 | 177,427,000 | 178,625,000 |
| Total loans | 113,146,000 | 113,058,000 | 114,922,000 | 118,789,000 |
| Allowance for loan losses | 1,210,000 | 1,200,000 | 1,200,000 | 1,200,000 |
| Securities available for sale | 35,559,000 | 43,216,000 | 41,334,000 | 40,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,405,000 | 150,034,000 | 151,667,000 | 152,659,000 |
| Interest-bearing deposits | 111,502,000 | 115,753,000 | 115,860,000 | 118,777,000 |
| Noninterest-bearing deposits | 33,903,000 | 34,280,000 | 35,807,000 | 33,881,000 |
| Equity capital | 15,078,000 | 15,888,000 | 16,290,000 | 16,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,791,000 | 3,681,000 | 5,623,000 | 7,553,000 |
| Interest expense | 187,000 | 403,000 | 631,000 | 846,000 |
| Net interest income | 1,604,000 | 3,278,000 | 4,992,000 | 6,707,000 |
| Noninterest income | 688,000 | 1,153,000 | 1,600,000 | 2,071,000 |
| Noninterest expense | 1,562,000 | 3,157,000 | 4,823,000 | 6,492,000 |
| Provision for loan losses | 15,000 | 37,000 | 60,000 | 85,000 |
| Pretax income | 721,000 | 1,242,000 | 1,721,000 | 2,254,000 |
| Income tax | 67,000 | 156,000 | 233,000 | 296,000 |
| Net income | 654,000 | 1,086,000 | 1,488,000 | 1,958,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,183,000 | 15,465,000 | 15,717,000 | 16,137,000 |
| Total capital | 16,393,000 | 16,665,000 | 16,917,000 | 17,337,000 |
| Risk-weighted assets | 114,670,000 | 114,711,000 | 115,098,000 | 120,138,000 |