Call reports 2018
HOMETOWN BANK OF CORBIN INC. — 2018
What HOMETOWN BANK OF CORBIN INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 162,444,000 | 162,540,000 | 164,399,000 | 163,942,000 |
| Total loans | 108,644,000 | 110,654,000 | 115,099,000 | 115,238,000 |
| Allowance for loan losses | 1,130,000 | 1,155,000 | 1,190,000 | 1,200,000 |
| Securities available for sale | 31,818,000 | 32,051,000 | 31,363,000 | 31,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,889,000 | 138,353,000 | 136,228,000 | 135,622,000 |
| Interest-bearing deposits | 105,474,000 | 104,696,000 | 103,725,000 | 104,023,000 |
| Noninterest-bearing deposits | 34,416,000 | 33,656,000 | 32,504,000 | 31,599,000 |
| Equity capital | 13,784,000 | 13,829,000 | 13,953,000 | 14,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,625,000 | 3,301,000 | 5,062,000 | 6,862,000 |
| Interest expense | 91,000 | 195,000 | 308,000 | 451,000 |
| Net interest income | 1,534,000 | 3,106,000 | 4,754,000 | 6,411,000 |
| Noninterest income | 358,000 | 721,000 | 1,107,000 | 1,490,000 |
| Noninterest expense | 1,478,000 | 3,019,000 | 4,533,000 | 6,063,000 |
| Provision for loan losses | 32,000 | 61,000 | 122,000 | 171,000 |
| Pretax income | 382,000 | 746,000 | 1,199,000 | 1,660,000 |
| Income tax | 65,000 | 125,000 | 199,000 | 261,000 |
| Net income | 317,000 | 621,000 | 1,000,000 | 1,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,201,000 | 14,370,000 | 14,615,000 | 14,679,000 |
| Total capital | 15,331,000 | 15,525,000 | 15,805,000 | 15,879,000 |
| Risk-weighted assets | 109,562,000 | 111,121,000 | 114,579,000 | 114,903,000 |