Call reports 2017
HOMETOWN BANK OF CORBIN INC. — 2017
What HOMETOWN BANK OF CORBIN INC. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 162,847,000 | 160,157,000 | 160,213,000 | 159,027,000 |
| Total loans | 105,274,000 | 104,391,000 | 107,937,000 | 109,348,000 |
| Allowance for loan losses | 1,060,000 | 1,085,000 | 1,120,000 | 1,140,000 |
| Securities available for sale | 34,873,000 | 34,606,000 | 33,164,000 | 29,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,688,000 | 135,011,000 | 132,398,000 | 132,701,000 |
| Interest-bearing deposits | 101,242,000 | 101,025,000 | 99,613,000 | 101,978,000 |
| Noninterest-bearing deposits | 33,447,000 | 33,986,000 | 32,785,000 | 30,723,000 |
| Equity capital | 13,604,000 | 14,028,000 | 14,185,000 | 13,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,525,000 | 3,075,000 | 4,713,000 | 6,325,000 |
| Interest expense | 72,000 | 144,000 | 222,000 | 309,000 |
| Net interest income | 1,453,000 | 2,931,000 | 4,491,000 | 6,016,000 |
| Noninterest income | 327,000 | 638,000 | 983,000 | 1,339,000 |
| Noninterest expense | 1,393,000 | 2,823,000 | 4,283,000 | 5,788,000 |
| Provision for loan losses | 65,000 | 113,000 | 158,000 | 182,000 |
| Pretax income | 320,000 | 631,000 | 1,031,000 | 1,397,000 |
| Income tax | 78,000 | 155,000 | 265,000 | 386,000 |
| Net income | 242,000 | 476,000 | 766,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,780,000 | 13,904,000 | 14,084,000 | 14,019,000 |
| Total capital | 14,840,000 | 14,989,000 | 15,204,000 | 15,159,000 |
| Risk-weighted assets | 105,898,000 | 105,261,000 | 107,475,000 | 109,162,000 |