Call reports 2016
HOMETOWN BANK OF CORBIN INC. — 2016
What HOMETOWN BANK OF CORBIN INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 147,562,000 | 146,481,000 | 155,434,000 | 156,679,000 |
| Total loans | 89,924,000 | 93,764,000 | 98,102,000 | 103,367,000 |
| Allowance for loan losses | 920,000 | 940,000 | 981,000 | 1,034,000 |
| Securities available for sale | 36,239,000 | 36,179,000 | 37,694,000 | 35,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,482,000 | 124,060,000 | 128,111,000 | 131,463,000 |
| Interest-bearing deposits | 96,920,000 | 94,704,000 | 96,689,000 | 99,747,000 |
| Noninterest-bearing deposits | 28,561,000 | 29,356,000 | 31,422,000 | 31,716,000 |
| Equity capital | 13,678,000 | 13,969,000 | 14,043,000 | 13,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,374,000 | 2,759,000 | 4,197,000 | 5,691,000 |
| Interest expense | 69,000 | 133,000 | 204,000 | 274,000 |
| Net interest income | 1,305,000 | 2,626,000 | 3,993,000 | 5,417,000 |
| Noninterest income | 282,000 | 598,000 | 932,000 | 1,232,000 |
| Noninterest expense | 1,353,000 | 2,759,000 | 4,156,000 | 5,638,000 |
| Provision for loan losses | 32,000 | 66,000 | 128,000 | 175,000 |
| Pretax income | 211,000 | 571,000 | 815,000 | 1,010,000 |
| Income tax | 43,000 | 135,000 | 188,000 | 200,000 |
| Net income | 168,000 | 436,000 | 627,000 | 810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,304,000 | 13,472,000 | 13,565,000 | 13,648,000 |
| Total capital | 14,224,000 | 14,412,000 | 14,546,000 | 14,682,000 |
| Risk-weighted assets | 93,777,000 | 98,513,000 | 103,147,000 | 105,978,000 |