Call reports 2015
HOMETOWN BANK OF CORBIN INC. — 2015
What HOMETOWN BANK OF CORBIN INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 140,658,000 | 144,021,000 | 145,517,000 | 145,640,000 |
| Total loans | 88,244,000 | 88,242,000 | 89,526,000 | 88,884,000 |
| Allowance for loan losses | 900,000 | 910,000 | 915,000 | 900,000 |
| Securities available for sale | 30,799,000 | 33,870,000 | 36,856,000 | 36,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,933,000 | 122,933,000 | 123,764,000 | 123,602,000 |
| Interest-bearing deposits | 92,985,000 | 90,902,000 | 95,609,000 | 96,039,000 |
| Noninterest-bearing deposits | 25,948,000 | 32,031,000 | 28,155,000 | 27,563,000 |
| Equity capital | 13,267,000 | 13,169,000 | 13,404,000 | 13,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,330,000 | 2,688,000 | 4,065,000 | 5,439,000 |
| Interest expense | 87,000 | 164,000 | 240,000 | 315,000 |
| Net interest income | 1,243,000 | 2,524,000 | 3,825,000 | 5,124,000 |
| Noninterest income | 317,000 | 604,000 | 923,000 | 1,087,000 |
| Noninterest expense | 1,253,000 | 2,590,000 | 3,900,000 | 5,145,000 |
| Provision for loan losses | 58,000 | 79,000 | 110,000 | 134,000 |
| Pretax income | 251,000 | 461,000 | 740,000 | 934,000 |
| Income tax | 59,000 | 104,000 | 163,000 | 156,000 |
| Net income | 192,000 | 357,000 | 577,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,767,000 | 12,932,000 | 13,062,000 | 13,175,000 |
| Total capital | 13,667,000 | 13,842,000 | 13,977,000 | 14,075,000 |
| Risk-weighted assets | 91,305,000 | 91,840,000 | 93,680,000 | 92,612,000 |