Call report 2024Q4
SPRATT SAVINGS BANK — 2024Q4
The 22 measures SPRATT SAVINGS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 142,503,000 | USD | evidence → |
| Total loans | 46,898,000 | USD | evidence → |
| Allowance for loan losses | 1,157,000 | USD | evidence → |
| Securities available for sale | 10,285,000 | USD | evidence → |
| Securities held to maturity | 66,793,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 111,802,000 | USD | evidence → |
| Interest-bearing deposits | 99,977,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,825,000 | USD | evidence → |
| Equity capital | 30,375,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,494,000 | USD | evidence → |
| Interest expense | 2,090,000 | USD | evidence → |
| Net interest income | 3,404,000 | USD | evidence → |
| Noninterest income | 221,000 | USD | evidence → |
| Noninterest expense | 3,470,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 155,000 | USD | evidence → |
| Income tax | 19,000 | USD | evidence → |
| Net income | 136,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,714,000 | USD | evidence → |