Call report 2023Q4
SPRATT SAVINGS BANK — 2023Q4
The 22 measures SPRATT SAVINGS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,635,000 | USD | evidence → |
| Total loans | 44,206,000 | USD | evidence → |
| Allowance for loan losses | 1,162,000 | USD | evidence → |
| Securities available for sale | 6,767,000 | USD | evidence → |
| Securities held to maturity | 73,789,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 116,071,000 | USD | evidence → |
| Interest-bearing deposits | 103,660,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,411,000 | USD | evidence → |
| Equity capital | 30,292,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,187,000 | USD | evidence → |
| Interest expense | 1,511,000 | USD | evidence → |
| Net interest income | 3,676,000 | USD | evidence → |
| Noninterest income | 260,000 | USD | evidence → |
| Noninterest expense | 3,197,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 739,000 | USD | evidence → |
| Income tax | 169,000 | USD | evidence → |
| Net income | 570,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,579,000 | USD | evidence → |