Call report 2020Q4
SPRATT SAVINGS BANK — 2020Q4
The 22 measures SPRATT SAVINGS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 142,850,000 | USD | evidence → |
| Total loans | 39,380,000 | USD | evidence → |
| Allowance for loan losses | 1,163,000 | USD | evidence → |
| Securities available for sale | 21,910,000 | USD | evidence → |
| Securities held to maturity | 32,103,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 112,305,000 | USD | evidence → |
| Interest-bearing deposits | 103,626,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,679,000 | USD | evidence → |
| Equity capital | 30,181,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,786,000 | USD | evidence → |
| Interest expense | 990,000 | USD | evidence → |
| Net interest income | 2,796,000 | USD | evidence → |
| Noninterest income | 535,000 | USD | evidence → |
| Noninterest expense | 2,805,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 527,000 | USD | evidence → |
| Income tax | 119,000 | USD | evidence → |
| Net income | 408,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,573,000 | USD | evidence → |
| Total capital | 30,232,000 | USD | evidence → |
| Risk-weighted assets | 52,247,000 | USD | evidence → |