Call report 2019Q4
SPRATT SAVINGS BANK — 2019Q4
The 22 measures SPRATT SAVINGS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 130,412,000 | USD | evidence → |
| Total loans | 35,789,000 | USD | evidence → |
| Allowance for loan losses | 1,167,000 | USD | evidence → |
| Securities available for sale | 28,054,000 | USD | evidence → |
| Securities held to maturity | 35,059,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 100,967,000 | USD | evidence → |
| Interest-bearing deposits | 93,605,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,362,000 | USD | evidence → |
| Equity capital | 29,254,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,961,000 | USD | evidence → |
| Interest expense | 880,000 | USD | evidence → |
| Net interest income | 3,081,000 | USD | evidence → |
| Noninterest income | 205,000 | USD | evidence → |
| Noninterest expense | 2,630,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 628,000 | USD | evidence → |
| Income tax | 130,000 | USD | evidence → |
| Net income | 498,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,166,000 | USD | evidence → |
| Total capital | 29,721,000 | USD | evidence → |
| Risk-weighted assets | 43,791,000 | USD | evidence → |