Call report 2018Q4
SPRATT SAVINGS BANK — 2018Q4
The 22 measures SPRATT SAVINGS BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,347,000 | USD | evidence → |
| Total loans | 34,412,000 | USD | evidence → |
| Allowance for loan losses | 1,167,000 | USD | evidence → |
| Securities available for sale | 34,926,000 | USD | evidence → |
| Securities held to maturity | 29,932,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,046,000 | USD | evidence → |
| Interest-bearing deposits | 83,129,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,917,000 | USD | evidence → |
| Equity capital | 28,111,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,628,000 | USD | evidence → |
| Interest expense | 745,000 | USD | evidence → |
| Net interest income | 2,883,000 | USD | evidence → |
| Noninterest income | 185,000 | USD | evidence → |
| Noninterest expense | 2,483,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 583,000 | USD | evidence → |
| Income tax | 117,000 | USD | evidence → |
| Net income | 466,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,668,000 | USD | evidence → |
| Total capital | 29,194,000 | USD | evidence → |
| Risk-weighted assets | 41,454,000 | USD | evidence → |