Call report 2015Q4
SPRATT SAVINGS BANK — 2015Q4
The 22 measures SPRATT SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,548,000 | USD | evidence → |
| Total loans | 30,839,000 | USD | evidence → |
| Allowance for loan losses | 1,172,000 | USD | evidence → |
| Securities available for sale | 21,566,000 | USD | evidence → |
| Securities held to maturity | 30,506,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 75,655,000 | USD | evidence → |
| Interest-bearing deposits | 71,867,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,788,000 | USD | evidence → |
| Equity capital | 27,638,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,950,000 | USD | evidence → |
| Interest expense | 604,000 | USD | evidence → |
| Net interest income | 2,346,000 | USD | evidence → |
| Noninterest income | 205,000 | USD | evidence → |
| Noninterest expense | 2,261,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 340,000 | USD | evidence → |
| Income tax | 84,000 | USD | evidence → |
| Net income | 256,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,644,000 | USD | evidence → |
| Total capital | 28,142,000 | USD | evidence → |
| Risk-weighted assets | 39,235,000 | USD | evidence → |