Call report 2013Q4
SPRATT SAVINGS BANK — 2013Q4
The 22 measures SPRATT SAVINGS BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 104,706,000 | USD | evidence → |
| Total loans | 28,555,000 | USD | evidence → |
| Allowance for loan losses | 1,190,000 | USD | evidence → |
| Securities available for sale | 18,449,000 | USD | evidence → |
| Securities held to maturity | 33,781,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,610,000 | USD | evidence → |
| Interest-bearing deposits | 71,795,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,815,000 | USD | evidence → |
| Equity capital | 26,876,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,745,000 | USD | evidence → |
| Interest expense | 603,000 | USD | evidence → |
| Net interest income | 2,142,000 | USD | evidence → |
| Noninterest income | 265,000 | USD | evidence → |
| Noninterest expense | 1,987,000 | USD | evidence → |
| Provision for loan losses | -17,000 | USD | evidence → |
| Pretax income | 455,000 | USD | evidence → |
| Income tax | 109,000 | USD | evidence → |
| Net income | 346,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,030,000 | USD | evidence → |
| Total capital | 27,520,000 | USD | evidence → |
| Risk-weighted assets | 38,535,000 | USD | evidence → |