Call reports 2025
DAKOTA WESTERN BANK — 2025
What DAKOTA WESTERN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 387,234,000 | 391,274,000 | 396,661,000 | 420,831,000 |
| Total loans | 247,368,000 | 255,845,000 | 273,356,000 | 276,766,000 |
| Allowance for loan losses | 4,728,000 | 4,731,000 | 4,928,000 | 5,143,000 |
| Securities available for sale | 101,608,000 | 102,640,000 | 100,251,000 | 96,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,608,000 | 346,155,000 | 342,512,000 | 368,907,000 |
| Interest-bearing deposits | 287,117,000 | 277,542,000 | 270,513,000 | 287,362,000 |
| Noninterest-bearing deposits | 55,491,000 | 68,613,000 | 71,999,000 | 81,545,000 |
| Equity capital | 34,433,000 | 36,260,000 | 38,517,000 | 39,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,239,000 | 10,569,000 | 16,123,000 | 21,889,000 |
| Interest expense | 1,877,000 | 3,742,000 | 5,758,000 | 7,847,000 |
| Net interest income | 3,362,000 | 6,827,000 | 10,365,000 | 14,042,000 |
| Noninterest income | 167,000 | 350,000 | 542,000 | 738,000 |
| Noninterest expense | 1,653,000 | 3,300,000 | 5,052,000 | 6,862,000 |
| Provision for loan losses | -154,000 | -154,000 | 39,000 | 249,000 |
| Pretax income | 1,873,000 | 3,876,000 | 5,719,000 | 7,278,000 |
| Income tax | 5,000 | 10,000 | 15,000 | 20,000 |
| Net income | 1,868,000 | 3,866,000 | 5,704,000 | 7,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,650,000 | 44,436,000 | 45,063,000 | 45,525,000 |
| Total capital | 47,292,000 | 48,218,000 | 49,015,000 | 49,361,000 |
| Risk-weighted assets | 289,958,000 | 301,312,000 | 314,990,000 | 305,296,000 |