Call reports 2022
DAKOTA WESTERN BANK — 2022
What DAKOTA WESTERN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 340,940,000 | 326,299,000 | 323,499,000 | 342,836,000 |
| Total loans | 192,008,000 | 207,702,000 | 207,993,000 | 218,220,000 |
| Allowance for loan losses | 4,231,000 | 4,241,000 | 4,295,000 | 4,797,000 |
| Securities available for sale | 101,422,000 | 100,958,000 | 97,663,000 | 97,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,314,000 | 290,112,000 | 290,152,000 | 306,516,000 |
| Interest-bearing deposits | 230,537,000 | 223,974,000 | 218,985,000 | 222,280,000 |
| Noninterest-bearing deposits | 70,777,000 | 66,138,000 | 71,167,000 | 84,236,000 |
| Equity capital | 29,759,000 | 26,174,000 | 22,438,000 | 25,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,885,000 | 5,937,000 | 9,037,000 | 12,306,000 |
| Interest expense | 260,000 | 521,000 | 840,000 | 1,287,000 |
| Net interest income | 2,625,000 | 5,416,000 | 8,197,000 | 11,019,000 |
| Noninterest income | 148,000 | 312,000 | 482,000 | 665,000 |
| Noninterest expense | 1,578,000 | 3,165,000 | 4,744,000 | 6,169,000 |
| Provision for loan losses | 0 | 0 | 125,000 | 460,000 |
| Pretax income | 1,191,000 | 2,550,000 | 3,798,000 | 5,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,191,000 | 2,550,000 | 3,798,000 | 5,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,606,000 | 36,063,000 | 36,717,000 | 37,209,000 |
| Total capital | 38,484,000 | 39,180,000 | 39,897,000 | 40,437,000 |
| Risk-weighted assets | 228,892,000 | 248,292,000 | 253,296,000 | 256,709,000 |