Call reports 2020
DAKOTA WESTERN BANK — 2020
What DAKOTA WESTERN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 280,697,000 | 308,413,000 | 297,933,000 | 300,551,000 |
| Total loans | 196,600,000 | 226,164,000 | 221,437,000 | 200,637,000 |
| Allowance for loan losses | 3,867,000 | 3,802,000 | 4,112,000 | 4,051,000 |
| Securities available for sale | 62,959,000 | 63,351,000 | 61,656,000 | 66,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,462,000 | 252,984,000 | 243,749,000 | 251,100,000 |
| Interest-bearing deposits | 187,200,000 | 197,726,000 | 192,158,000 | 195,768,000 |
| Noninterest-bearing deposits | 46,262,000 | 55,258,000 | 51,591,000 | 55,332,000 |
| Equity capital | 32,154,000 | 34,702,000 | 35,360,000 | 36,345,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,395,000 | 6,710,000 | 10,103,000 | 13,438,000 |
| Interest expense | 647,000 | 1,209,000 | 1,732,000 | 2,200,000 |
| Net interest income | 2,748,000 | 5,501,000 | 8,371,000 | 11,238,000 |
| Noninterest income | 144,000 | 276,000 | 413,000 | 571,000 |
| Noninterest expense | 1,413,000 | 2,809,000 | 4,203,000 | 5,696,000 |
| Provision for loan losses | 120,000 | 380,000 | 760,000 | 760,000 |
| Pretax income | 1,359,000 | 2,610,000 | 3,846,000 | 5,384,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,359,000 | 2,610,000 | 3,846,000 | 5,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,114,000 | 32,834,000 | 33,582,000 | 34,610,000 |
| Total capital | 34,938,000 | 35,766,000 | 36,433,000 | 37,338,000 |
| Risk-weighted assets | 224,172,000 | 233,708,000 | 226,868,000 | 216,926,000 |