Call reports 2019
DAKOTA WESTERN BANK — 2019
What DAKOTA WESTERN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 269,095,000 | 277,097,000 | 280,038,000 | 295,841,000 |
| Total loans | 190,782,000 | 205,485,000 | 204,096,000 | 196,963,000 |
| Allowance for loan losses | 3,256,000 | 3,287,000 | 3,476,000 | 3,747,000 |
| Securities available for sale | 59,975,000 | 57,748,000 | 60,236,000 | 61,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,894,000 | 224,789,000 | 225,413,000 | 248,237,000 |
| Interest-bearing deposits | 182,735,000 | 182,514,000 | 181,885,000 | 190,835,000 |
| Noninterest-bearing deposits | 43,159,000 | 42,275,000 | 43,528,000 | 57,402,000 |
| Equity capital | 30,925,000 | 31,652,000 | 32,536,000 | 31,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,227,000 | 6,675,000 | 10,278,000 | 13,704,000 |
| Interest expense | 451,000 | 981,000 | 1,599,000 | 2,211,000 |
| Net interest income | 2,776,000 | 5,694,000 | 8,679,000 | 11,493,000 |
| Noninterest income | 142,000 | 304,000 | 474,000 | 644,000 |
| Noninterest expense | 1,470,000 | 2,896,000 | 4,261,000 | 5,619,000 |
| Provision for loan losses | 50,000 | 100,000 | 280,000 | 1,131,000 |
| Pretax income | 1,398,000 | 3,002,000 | 4,612,000 | 5,387,000 |
| Income tax | 4,000 | 9,000 | 14,000 | 18,000 |
| Net income | 1,394,000 | 2,993,000 | 4,598,000 | 5,369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,955,000 | 31,255,000 | 31,985,000 | 31,256,000 |
| Total capital | 33,806,000 | 34,185,000 | 34,892,000 | 34,065,000 |
| Risk-weighted assets | 226,746,000 | 233,171,000 | 231,005,000 | 222,685,000 |