Call reports 2018
DAKOTA WESTERN BANK — 2018
What DAKOTA WESTERN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 262,082,000 | 263,365,000 | 268,802,000 | 280,686,000 |
| Total loans | 180,843,000 | 191,041,000 | 196,148,000 | 193,586,000 |
| Allowance for loan losses | 3,001,000 | 3,048,000 | 3,154,000 | 3,214,000 |
| Securities available for sale | 60,189,000 | 60,128,000 | 59,238,000 | 60,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,881,000 | 205,935,000 | 205,896,000 | 232,806,000 |
| Interest-bearing deposits | 169,992,000 | 164,100,000 | 162,775,000 | 170,840,000 |
| Noninterest-bearing deposits | 42,889,000 | 41,835,000 | 43,121,000 | 61,966,000 |
| Equity capital | 29,811,000 | 29,999,000 | 29,916,000 | 30,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,853,000 | 5,911,000 | 9,195,000 | 12,457,000 |
| Interest expense | 317,000 | 673,000 | 1,135,000 | 1,587,000 |
| Net interest income | 2,536,000 | 5,238,000 | 8,060,000 | 10,870,000 |
| Noninterest income | 133,000 | 291,000 | 431,000 | 602,000 |
| Noninterest expense | 1,376,000 | 2,757,000 | 4,168,000 | 5,570,000 |
| Provision for loan losses | 45,000 | 90,000 | 160,000 | 220,000 |
| Pretax income | 1,248,000 | 2,682,000 | 4,163,000 | 5,682,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 17,000 |
| Net income | 1,243,000 | 2,673,000 | 4,149,000 | 5,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,540,000 | 30,810,000 | 31,016,000 | 31,062,000 |
| Total capital | 33,220,000 | 33,626,000 | 33,881,000 | 33,788,000 |
| Risk-weighted assets | 214,151,000 | 225,083,000 | 228,974,000 | 216,844,000 |