Call reports 2017
DAKOTA WESTERN BANK — 2017
What DAKOTA WESTERN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 246,635,000 | 250,313,000 | 261,028,000 | 261,680,000 |
| Total loans | 167,741,000 | 178,891,000 | 188,134,000 | 178,444,000 |
| Allowance for loan losses | 2,751,000 | 2,864,000 | 3,205,000 | 2,958,000 |
| Securities available for sale | 58,389,000 | 58,412,000 | 57,527,000 | 59,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,307,000 | 197,513,000 | 193,657,000 | 211,097,000 |
| Interest-bearing deposits | 156,214,000 | 156,905,000 | 152,779,000 | 164,192,000 |
| Noninterest-bearing deposits | 41,093,000 | 40,608,000 | 40,878,000 | 46,905,000 |
| Equity capital | 29,771,000 | 30,422,000 | 30,576,000 | 30,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,589,000 | 5,400,000 | 8,346,000 | 11,370,000 |
| Interest expense | 221,000 | 473,000 | 779,000 | 1,065,000 |
| Net interest income | 2,368,000 | 4,927,000 | 7,567,000 | 10,305,000 |
| Noninterest income | 157,000 | 270,000 | 404,000 | 571,000 |
| Noninterest expense | 1,279,000 | 2,585,000 | 3,896,000 | 5,329,000 |
| Provision for loan losses | 90,000 | 180,000 | 210,000 | 210,000 |
| Pretax income | 1,157,000 | 2,433,000 | 3,866,000 | 5,433,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 18,000 |
| Net income | 1,152,000 | 2,424,000 | 3,852,000 | 5,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,653,000 | 30,076,000 | 30,254,000 | 30,557,000 |
| Total capital | 32,178,000 | 32,722,000 | 33,012,000 | 33,206,000 |
| Risk-weighted assets | 201,827,000 | 211,492,000 | 220,207,000 | 211,627,000 |