Call reports 2016
DAKOTA WESTERN BANK — 2016
What DAKOTA WESTERN BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 248,013,000 | 251,037,000 | 251,328,000 | 248,256,000 |
| Total loans | 160,347,000 | 173,279,000 | 173,064,000 | 165,389,000 |
| Allowance for loan losses | 2,621,000 | 2,901,000 | 2,762,000 | 2,656,000 |
| Securities available for sale | 66,516,000 | 66,815,000 | 65,172,000 | 62,166,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,613,000 | 190,137,000 | 185,837,000 | 201,996,000 |
| Interest-bearing deposits | 157,978,000 | 152,348,000 | 145,944,000 | 148,466,000 |
| Noninterest-bearing deposits | 43,635,000 | 37,789,000 | 39,893,000 | 53,530,000 |
| Equity capital | 30,284,000 | 30,771,000 | 30,740,000 | 29,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,605,000 | 5,342,000 | 7,994,000 | 10,602,000 |
| Interest expense | 201,000 | 413,000 | 657,000 | 880,000 |
| Net interest income | 2,404,000 | 4,929,000 | 7,337,000 | 9,722,000 |
| Noninterest income | 139,000 | 292,000 | 468,000 | 704,000 |
| Noninterest expense | 1,378,000 | 2,808,000 | 4,177,000 | 5,510,000 |
| Provision for loan losses | 215,000 | 475,000 | 715,000 | 935,000 |
| Pretax income | 950,000 | 1,982,000 | 2,957,000 | 4,025,000 |
| Income tax | 4,000 | 9,000 | 13,000 | 18,000 |
| Net income | 946,000 | 1,973,000 | 2,944,000 | 4,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,374,000 | 29,551,000 | 29,691,000 | 29,754,000 |
| Total capital | 31,809,000 | 32,106,000 | 32,306,000 | 32,195,000 |
| Risk-weighted assets | 194,663,000 | 204,091,000 | 209,114,000 | 195,071,000 |