Call reports 2015
DAKOTA WESTERN BANK — 2015
What DAKOTA WESTERN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 255,090,000 | 257,394,000 | 258,512,000 | 259,746,000 |
| Total loans | 154,843,000 | 169,931,000 | 168,473,000 | 159,930,000 |
| Allowance for loan losses | 2,516,000 | 2,514,000 | 2,556,000 | 2,598,000 |
| Securities available for sale | 77,018,000 | 75,391,000 | 76,587,000 | 67,830,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,231,000 | 210,518,000 | 194,772,000 | 214,719,000 |
| Interest-bearing deposits | 166,273,000 | 160,150,000 | 154,568,000 | 153,525,000 |
| Noninterest-bearing deposits | 44,958,000 | 50,368,000 | 40,204,000 | 61,194,000 |
| Equity capital | 28,495,000 | 28,553,000 | 29,605,000 | 29,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,532,000 | 5,205,000 | 7,963,000 | 10,634,000 |
| Interest expense | 230,000 | 459,000 | 693,000 | 924,000 |
| Net interest income | 2,302,000 | 4,746,000 | 7,270,000 | 9,710,000 |
| Noninterest income | 176,000 | 367,000 | 569,000 | 748,000 |
| Noninterest expense | 1,259,000 | 2,519,000 | 3,836,000 | 5,193,000 |
| Provision for loan losses | 0 | 0 | 60,000 | 100,000 |
| Pretax income | 1,219,000 | 2,594,000 | 3,943,000 | 5,121,000 |
| Income tax | 7,000 | 11,000 | 16,000 | 20,000 |
| Net income | 1,212,000 | 2,583,000 | 3,927,000 | 5,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,499,000 | 28,290,000 | 28,884,000 | 29,358,000 |
| Total capital | 29,854,000 | 30,804,000 | 31,398,000 | 31,773,000 |
| Risk-weighted assets | 188,302,000 | 202,110,000 | 201,085,000 | 193,062,000 |