Call reports 2025
STIFEL BANK AND TRUST — 2025
What STIFEL BANK AND TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 19,529,888,000 | 18,469,661,000 | 19,672,298,000 | 19,412,996,000 |
| Total loans | 14,675,837,000 | 14,280,754,000 | 14,741,767,000 | 14,945,807,000 |
| Allowance for loan losses | 109,560,000 | 105,829,000 | 103,448,000 | 101,037,000 |
| Securities available for sale | 318,017,000 | 307,498,000 | 301,666,000 | 179,866,000 |
| Securities held to maturity | 4,128,453,000 | 3,312,812,000 | 3,351,524,000 | 3,292,156,000 |
| Trading assets | 5,113,000 | 4,892,000 | 4,635,000 | 4,514,000 |
| Total deposits | 17,901,748,000 | 16,860,531,000 | 17,879,107,000 | 17,855,157,000 |
| Interest-bearing deposits | 17,848,270,000 | 16,794,300,000 | 17,815,103,000 | 17,800,928,000 |
| Noninterest-bearing deposits | 53,478,000 | 66,231,000 | 64,004,000 | 54,229,000 |
| Equity capital | 1,374,975,000 | 1,340,387,000 | 1,327,978,000 | 1,334,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 265,805,000 | 533,780,000 | 792,564,000 | 1,045,458,000 |
| Interest expense | 107,456,000 | 205,891,000 | 303,489,000 | 388,975,000 |
| Net interest income | 158,349,000 | 327,889,000 | 489,075,000 | 656,483,000 |
| Noninterest income | 11,452,000 | 13,099,000 | 23,048,000 | 24,394,000 |
| Noninterest expense | 45,224,000 | 92,017,000 | 139,906,000 | 185,773,000 |
| Provision for loan losses | 11,024,000 | 19,477,000 | 27,626,000 | 38,251,000 |
| Pretax income | 115,629,000 | 233,632,000 | 350,103,000 | 462,958,000 |
| Income tax | 28,400,000 | 57,478,000 | 82,639,000 | 110,551,000 |
| Net income | 87,229,000 | 176,154,000 | 267,464,000 | 352,407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,373,088,000 | 1,337,013,000 | 1,323,323,000 | 1,328,266,000 |
| Total capital | 1,496,220,000 | 1,454,352,000 | 1,436,908,000 | 1,438,847,000 |
| Risk-weighted assets | 12,374,082,000 | 11,644,303,000 | 11,938,367,000 | 11,876,471,000 |