Call reports 2016
STIFEL BANK AND TRUST — 2016
What STIFEL BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 8,308,995,000 | 9,429,560,000 | 11,208,529,000 | 13,016,049,000 |
| Total loans | 3,772,015,000 | 4,625,225,000 | 5,403,809,000 | 6,083,508,000 |
| Allowance for loan losses | 34,808,000 | 36,624,000 | 39,902,000 | 45,920,000 |
| Securities available for sale | 2,123,685,000 | 2,464,018,000 | 3,139,438,000 | 3,174,642,000 |
| Securities held to maturity | 2,023,963,000 | 2,115,734,000 | 2,237,111,000 | 3,034,380,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,222,101,000 | 7,886,802,000 | 9,890,675,000 | 11,534,819,000 |
| Interest-bearing deposits | 7,209,248,000 | 7,872,356,000 | 9,878,467,000 | 11,521,734,000 |
| Noninterest-bearing deposits | 12,852,000 | 14,446,000 | 12,209,000 | 13,085,000 |
| Equity capital | 531,526,000 | 613,325,000 | 740,349,000 | 943,545,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 49,335,000 | 103,365,000 | 166,115,000 | 243,927,000 |
| Interest expense | 2,844,000 | 7,496,000 | 11,302,000 | 14,829,000 |
| Net interest income | 46,491,000 | 95,869,000 | 154,813,000 | 229,098,000 |
| Noninterest income | 3,066,000 | 6,201,000 | 9,780,000 | 15,273,000 |
| Noninterest expense | 6,206,000 | 14,099,000 | 23,337,000 | 34,304,000 |
| Provision for loan losses | 4,259,000 | 6,083,000 | 9,645,000 | 15,659,000 |
| Pretax income | 39,092,000 | 81,888,000 | 131,611,000 | 194,408,000 |
| Income tax | 14,744,000 | 30,879,000 | 49,137,000 | 73,197,000 |
| Net income | 24,348,000 | 51,009,000 | 82,474,000 | 121,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 552,469,000 | 625,318,000 | 741,927,000 | 945,748,000 |
| Total capital | 587,277,000 | 661,942,000 | 781,829,000 | 991,668,000 |
| Risk-weighted assets | 3,935,021,000 | 4,562,059,000 | 5,406,910,000 | 5,895,697,000 |