Call reports 2015
STIFEL BANK AND TRUST — 2015
What STIFEL BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 5,289,311,000 | 4,785,386,000 | 4,618,323,000 | 7,273,809,000 |
| Total loans | 2,527,573,000 | 2,650,430,000 | 2,733,780,000 | 3,480,206,000 |
| Allowance for loan losses | 22,567,000 | 23,923,000 | 27,707,000 | 30,544,000 |
| Securities available for sale | 1,449,548,000 | 786,187,000 | 658,123,000 | 1,628,209,000 |
| Securities held to maturity | 1,150,306,000 | 1,121,045,000 | 1,091,466,000 | 1,851,127,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,841,707,000 | 4,321,968,000 | 4,121,591,000 | 6,643,645,000 |
| Interest-bearing deposits | 4,750,154,000 | 4,301,550,000 | 4,103,629,000 | 6,630,145,000 |
| Noninterest-bearing deposits | 91,553,000 | 20,418,000 | 17,962,000 | 13,500,000 |
| Equity capital | 395,370,000 | 413,668,000 | 356,897,000 | 441,918,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 33,933,000 | 68,442,000 | 100,395,000 | 136,946,000 |
| Interest expense | 2,316,000 | 4,526,000 | 6,488,000 | 8,541,000 |
| Net interest income | 31,617,000 | 63,916,000 | 93,907,000 | 128,405,000 |
| Noninterest income | 2,668,000 | 6,331,000 | 24,443,000 | 27,048,000 |
| Noninterest expense | 5,738,000 | 12,442,000 | 18,876,000 | 25,185,000 |
| Provision for loan losses | 1,846,000 | 3,262,000 | 6,997,000 | 9,826,000 |
| Pretax income | 26,701,000 | 57,695,000 | 95,636,000 | 123,601,000 |
| Income tax | 9,956,000 | 21,647,000 | 35,574,000 | 46,890,000 |
| Net income | 16,745,000 | 36,048,000 | 60,062,000 | 76,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 404,568,000 | 423,984,000 | 368,273,000 | 457,300,000 |
| Total capital | 427,135,000 | 447,907,000 | 395,980,000 | 487,844,000 |
| Risk-weighted assets | 2,600,473,000 | 2,463,667,000 | 2,492,183,000 | 3,351,148,000 |